**Charming Turn-Key Coastal Retreat in Vilano Beach, St. Augustine**
Nestled in a quiet neighborhood surrounded by mature trees with NO HOA's! This fully furnished 4-bedroom, 2. 5-bathroom home offers 2, 103 square feet of luxurious living just steps from the intercoastal waterway and a few blocks from the ocean. Step into an open and functional floor plan featuring high trey ceilings in both the spacious living room and the owner's suite. The modern kitchen is a chef's dream, with stainless steel appliances, quartz countertops, a stylish backsplash, ample storage, and seating around both the island and peninsula—perfect for entertaining. Downstairs, the owner's suite offers a serene retreat with a large walk-in closet, a tiled, double-headed shower, dual vanities, and a private water closet. The first level also includes a convenient powder room. Upstairs, you'll find a spacious landing, and three additional bedrooms providing ample space for family or guests.
Luxury vinyl plank flooring runs throughout the downstairs living areas, with plush carpet in the bedrooms and on the stairs. Outside, enjoy Florida living with a covered front porch, a screened-in lanai, and upgraded paver patios that extend to the back and side of the home. The outdoor shower is perfect for rinsing off after a day at the beach.
The oversized 2-car garage, currently set up as a game room, is ideal for entertaining guests of all agesplay pool while catching your favorite game.
Built just 5 years ago, this home offers modern finishes throughout, including quartz countertops and high-end fixtures. Whether you're looking for a primary residence or a vacation getaway, this move-in-ready property is the perfect blend of comfort and coastal charm.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,500
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,600 | $799,600 | $799,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.406% | 6.762% | 6.830% |
Monthly Tax Payment | $578 | $578 | $578 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,186 | $5,120 | $7,020 |
Total Monthly Payment | $5,856 | $5,790 | $7,690 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.