Open concept, contemporary style home tucked away on a peaceful cul-de-sac surrounded by a backdrop of majestic, mature trees. Tasteful fencing and pretty plantings punctuate the curb appeal of this lovely home. As you step inside and ascend the entry stairs, you are treated to a full view of the living room, kitchen and dining room. The living room, bathed in natural light from the bay window, offers a soaring ceiling and a cozy woodburning fireplace. The kitchen, benefiting from the light of two pass-through windows, is bright and cheerful and boasts beautiful cabinetry, Silestone counters, an eye-catching backsplash and a spacious dine-in area. The dining room, accented by gorgeous picture frame molding, offers the perfect place for meals and entertaining. If you need more space, spread out to the refreshing three season porch. In addition to great common areas, this home offers a fantastic primary bedroom with a walk-in closet and a full ensuite bath. Two additional bedrooms and a second full bath complete the main level. The lower level is wonderful. Here you will find a large recreation room as well as an additional room which could make an ideal office, gym or guest space. The back yard is sure to please. Enjoy a private, level, fenced yard with a patio and a gazebo. You cannot beat the location of this pristine home. Close to public transportation, schools, the Poughkeepsie train station, major highways, hospitals, restaurants, shopping and all that the fabulous Hudson Valley has to offer. Additional Information: ParkingFeatures: 1 Car Detached, ConstructionDescription: Vinyl Siding,
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William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,920 | $351,920 | $351,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $812 | $812 | $812 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,341 | $2,339 | $2,968 |
Total Monthly Payment | $3,228 | $3,226 | $3,855 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.