Jacob P. Perry House, an authentic, late 18th century, vernacular, Dutch Colonial style home, fully renovated, with rich, local history, and expanded in the early 21st century, about ten years ago. The property is located in the historic Nauraushaun section of Orangetown, and both the house and the well house are on the National Register of History Places. Owners of historic homes, are so much more passionate about where they live, than the norm. From the extraordinary quality of materials used in construction, including stonework and woodwork, to getting know the history of the family that built the home. There's a synergy between the past and present. A historic home has depth. This home features a gambrel roof with long overhanging eaves. There are two massive fireplaces with original stonework surrounding its mantels; one was a cooking hearth. A colonial revival built-in cabinet, with a glass cupboard door is in the main parlor. Period banister in the original, front to back hallway, and 200+ year old strap hanger metal hinges on many of the lower-level doors. Original, 6 panel doors, two Dutch doors (top half of door opens), enormous ceiling beams in the two large rooms on first level. and a wonderful, period basement, with a wine cellar, in the original house. There is also a bonus room/recreational room in basement of the newer addition. The 2013 addition compliments the original house, and offers vaulted ceilings with multiple windows and French doors to patio, original exterior sandstone walls were used inside the addition of the new side, and a two-room primary bedroom suite with a large primary bathroom, are on the second level. The home is set on a bucolic, 2+ acre parcel, with an inground pool, for a total of 5, 379sf. There's also a totally separate 2 BR, 1. 5 BA, legal, rental or family cottage on the property; set away from the main house. 1, 310s. f. . Projected rental income is $3, 200+/mo. Restored by master builders, both the historic structure, the new addition, and new cottage. The Jacob P Perry House is located 5 minutes to shops, restaurants and NYC trainline in historic Pearl River. 10 minutes to the Hudson River, Nyack & Piermont. Even closer are the recreational activities that surround the house, including the Blue Hill Golf Course. The home is also a short walk to the NYS watershed, which gives a feel of the country.
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.125% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.270% | 5.864% |
Monthly Tax Payment | $3,056 | $3,056 | $3,056 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $7,163 | $7,773 | $10,537 |
Total Monthly Payment | $10,344 | $10,954 | $13,718 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.