Welcome to your dream home at 1236 Yellow Finch Drive, Davenport, FL located in Atria at Ridgewood Lakes a new -Golf- community located just off of US-27. This brand-new, stunning 2-story townhome offers modern elegance and everyday convenience. The first floor features an open-concept living room, dining area, and a gourmet kitchen equipped with stainless steel appliances, granite countertops, a refrigerator, stove, microwave, and dishwasher. A convenient half-bath is also located on this level.
Upstairs, you'll find three generously sized bedrooms. The primary bedroom boasts a luxurious en suite with granite countertops, his and her sinks, and a walk-in shower. The other two bedrooms share a spacious full bathroom. Practical amenities include a 1-car garage, providing both security and storage space.
This secure community offers fantastic perks, including a clubhouse, playground and a sparkling pool, perfect for relaxing or socializing. With guard stations manned during working hours, you can enjoy peace of mind. Ideally located, this home is close to parks, entertainment, shopping, and restaurants. Additionally, owner financing is available if you are interested in buying the property. Don't miss out on this incredible opportunity to live in a stylish townhome with top-notch amenities. Schedule your viewing today.
Purchase options available.
Pet Policy --One Dog of 35lb or less (full grown size) - NO AGGRESSIVE BREEDS! Pet insurance is required as well as current vet records. A non-refundable pet fee and additional rent is required for an approve pet .
Failure to report any animal intended for residency will invalidate your application and immediately terminate your lease if you are selected.
YOU MUST TOUR THE PROPERTY PRIOR TO SUBMITTING AN APPLICATION.
Application Process: You will be required to submit the following when you fill out your application: Driver's License/State ID, Income Verification, and pictures, if any, of your pet. This must be done when you apply in order to proceed with your application. APPLICATION FEES ARE NON-REFUNDABLE AND APPLY TO EVERYONE 18+ YEARS OR OLDER.
We check:
Credit (rental collections and utility collections are red flags)
Rental history
Employment
Background (extent determined by HOA requirements)
Gross income must meet or exceed 3 times the monthly rent to qualify for the property you are interested in. Example-Applicant must be able to prove $3000 gross income (verifiable) in order to qualify for home that rents for $1000 a month.
What is provable income? A copy of your last pay stub or a letter from your employer will help in determining your income. Sometimes copies of your bank statement or your tax return, W2 forms or 1099 forms are necessary as well. Types of income include, Child Support, Spousal Support, SSI, Retirement and/or Disability, Wages, Parental Support and Student Financial Aid.
ALL APPLICATIONS ARE SUBJECT TO OWNER APPROVAL!
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Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$1,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $1,520 | $1,520 | $1,520 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.778% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $10 | $10 | $13 |
Total Monthly Payment | $85 | $85 | $88 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.