If you appreciate the charm of an 1860 farm house but desire modern comforts and conveniences. . . this home has the perfect blend. It's pristine and immaculate-Period. Lovely covered front porch, amazingly high ceilings for an older home, wide staircase, neutral, fresh and open flow - this home has been lovingly enhanced over time. Flexible floorplan with space to spread out. Hardwood floors, old charm with a built-in dining room cupboard. . . loaded with character - all while being highly energy efficient! A functional and nicely appointed, up to date kitchen, two renovated full bathrooms and two mudrooms in each direction off the kitchen. There is a tremendous additional room over the garage for office, playroom, workout, or TV/media/room. There is a walk up 3rd floor, partially finished attic get-away, great for a private retreat, "club house" or studio. Easy flow off the deck to a professionally built, private stone patio with built in firepit - a peaceful spot for drinks or morning coffee. Newer items include roof, hybrid hot water heater, 2 mini-split HVAC units for lower level and family room addition, air handler for central AC (serves 2nd floor only), spray-foam attic insulation, refinished hardwood floors, fresh white paint. Garage wired for Tesla charger. This charmer sits just up the hill from Collinsville with its restaurants, live music, canoes on the river and rails-to-trails. It is clean as a whistle, turn-key and ready for it's next chapter. Driveway easement on the North side of the property.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Hardwood Floor | 11.0 x 17.0 | Upper |
Bedroom 2 | Hardwood Floor | 12.0 x 13.0 | Upper |
Dining Room | Built-In Hutch,Built-Ins,Hardwood Floor | 15.0 x 13.0 | Main |
Family Room | Cathedral Ceiling,Ceiling Fan,Wall/Wall Carpet | 17.0 x 25.0 | Upper |
Kitchen | Remodeled,9 ft+ Ceilings,Island,Pantry,Hardwood Floor | 13.0 x 16.0 | Main |
Living Room | Hardwood Floor | 13.0 x 14.0 | Main |
Office | Hardwood Floor | 13.0 x 11.0 | Main |
Primary Bedroom | Hardwood Floor | 10.0 x 17.0 | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 860.463.1745
Russell.Baboff@raveis.com
NMLS Mortgage Loan Originator ID 1014636
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $391,200 | $391,200 | $391,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $710 | $710 | $710 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,603 | $2,600 | $3,354 |
Total Monthly Payment | $3,388 | $3,385 | $4,139 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.