This community is Flood Zone X, which was not flooded during Hurricanes Helene and Milton. The DOCK IS DEEDED with the property. This BOATING COMMUNITY is consistently rated #1. Build your dream home and enjoy daily waterfront views, hop on your boat from your backyard, or go for a round of GOLF. You can do it all! The GULF OF MEXICO is only a 35-minute boat ride away. This property is conveniently located and allows for a 10-minute drive to Lakewood Ranch, a 20-minute drive to Sarasota, a 30-minute drive to St. Pete, or a 40-minute drive to Tampa. The dock is deeded and can be built with your home. GOLF membership is available through The River Wilderness Golf & Country Club. The Club at River Wilderness is a semi-private Golf & Country Club located on Florida’s Suncoast in the Manatee-Sarasota County area. The Club features an 18-hole championship golf course, a fully equipped athletic center, tennis courts, pickleball courts, a Junior Olympic-size swimming pool, and a grand clubhouse featuring extraordinary dining and banquet and catering facilities. The Club is located inside the gates of River Wilderness, a gorgeous golf community. *All information is deemed reliable. Buyer or buyer agent responsible for due diligence to confirm all information. *
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Our Executive Mortgage Banker:
Our Insurance Division:
$545,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $436,000 | $436,000 | $436,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,937 | $2,898 | $3,677 |
Total Monthly Payment | $3,029 | $2,990 | $3,769 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.