Welcome to your new oasis in the heart of Punta Gorda! This delightful maintenance free, move-in ready home was built in 2019 and offers 2 bedrooms, 2 full bathrooms along with a den/office/3rd bedroom. As you enter the home, you'll notice it features a well-designed and desirable open and split floor plan, with tile flooring in the main living areas and cozy carpeting in the bedrooms for ultimate comfort. The primary bedroom and en-suite with dual vanity sinks is a private haven, situated at the back of the home while the guest bedroom is located in the front of the home. A versatile den/office/ 3rd bedroom also provides the perfect space for work or leisure.
The kitchen is equipped with newer appliances, ready to inspire your culinary adventures. A spacious 2-car garage provides ample room for parking and storage. Step outside to your private backyard space which is fully fenced in overlooking a tranquil preserve, providing a peaceful backdrop for your outdoor living. A doggy door leads to the lanai which also provides access for your furry friends. Rest assured knowing the exterior of the home is equipped with hurricane shutters. A variety of attractions and activities await nearby. Fishermen's Village offers waterfront dining, shopping, and entertainment, while the downtown area is home to art galleries, unique shops, and a range of restaurants. For outdoor recreation, Laishley Park provides scenic views and playgrounds, and nature enthusiasts can explore the Peace River Wildlife Center and Ponce de Leon Park. The picturesque Harborwalk along Charlotte Harbor is perfect for walking and cycling, and several golf courses close by cater to golf lovers. Charlotte Harbor Preserve State Park offers hiking and kayaking adventures for those seeking more exploration. The area features numerous dining options, many with al fresco seating, and hosts various cultural events and festivals throughout the year, ensuring there's always something engaging to experience.
Begin to live the Endless Summer lifestyle in this charming home—your serene sanctuary awaits!
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Our Executive Mortgage Banker:
Our Insurance Division:
$330,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $264,000 | $264,000 | $264,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $131 | $131 | $131 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,756 | $1,734 | $2,226 |
Total Monthly Payment | $1,962 | $1,940 | $2,432 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.