Discover the perfect blend of comfort and potential in this charming two-story home, attached to a prime piece of commercially zoned real estate. The building is conveniently located in the heart of Stanfordville and has been proudly owned and occupied by the same family for the past 40 years. The home boasts a light filled living room, fully equipped eat-in kitchen, three spacious bedrooms, and two full-bathrooms. The layout is thoughtful and features 1, 882 sq ft of living space, spread out over two floors. You may choose to occupy this residence, or use it as an opportunity to generate rental income. Attached to the residence is the commercial space where you will find a large 2-bay garage shop with office, restroom, and storage upstairs. It was previously utilized as a mechanic shop and most recently by a skilled metal worker. This space provides ample room for various opportunities - ideal for hobbyists or entrepreneurs looking to expand their ventures while enjoying the comforts of home. With immense promise and endless possibilities, this property is the ideal canvas for realizing your vision. Don’t miss this chance to make it yours! Additional Information: Amenities: Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Attached, 2 Car Detached,
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Our Executive Mortgage Banker:
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$345,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $276,000 | $276,000 | $276,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $353 | $353 | $353 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,859 | $1,834 | $2,328 |
Total Monthly Payment | $2,287 | $2,262 | $2,756 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.