Lake enthusiasts, check out this new listing. . . a classic 1930s bungalow sits on a half-acre lot in the Hitchcock Lake community, a short distance on Farview Ave to enter the Wolcott town beach access. This home boasts of 2 newly renovated bathrooms, 3 bedrooms, a large living room, a spacious dining room with hardwood floors, a kitchen with stainless appliances, tile floors, and a gas range. An updated full bathroom located on the first floor is close to the laundry/pantry room. Convenient for the first floor bedroom. The second floor has two Bedrooms and the second updated full bathroom. The 3rd Bedroom is on the 1st floor which could be a nice home office. Many updates have been made in the last few years: vinyl siding, leaf gutters system, attic insulation, front door, ceilings recently painted, and some walls. The LL has a finished room that leads to the furnace room which then leads to the garage. A handy workshop unheated room is located in LL as well. There is a large storage shed in the backyard. Your guest will love the extra two-car parking area at the street level. Plus 1-4 cars fit in the rear parking spaces at the garage level. Best of all is the summer fun on the lake! Hitchcock Lake allows motor boats.
Type | Level |
---|---|
Bedroom 1 | Main |
Bedroom 2 | Upper |
Dining Room | Main |
Dining Room | Main |
Eat-In Kitchen | Main |
Full Bath | Main |
Full Bath | Upper |
Living Room | Main |
Primary Bedroom | Upper |
Rec/Play Room | Lower |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $237,600 | $237,600 | $237,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $534 | $534 | $534 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,621 | $1,579 | $2,037 |
Total Monthly Payment | $2,230 | $2,188 | $2,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.