Gorgeous and stunningly maintained 3 bedroom 2. 5 bath colonial in Countryside Estates, just minutes from the charming tourist destination of downtown Mystic. Take a peak at this amazing home in this fabulous tree lined neighborhood. Main floor provides a spacious and inviting living area centered around afire place perfect for cozy gatherings or relaxing evenings. The fireplace serves as a focal point, adding warmth and ambiance The formal dining area more elegant and dedicated space for meals, separate from the breakfast area, suitable for hosting dinner parties or special occasions. The kitchen boasts granite counter top, stainless steel appliances with a breakfast bar and nook perfect for quick meals while socializing. This sunny space features a sliding door that opens onto Trex decking offering a seamless transition to the outdoor space. The deck overlooks a fenced back yard providing security. Updated half bathroom and laundry completes the main level. The second level is home to two bright bedrooms with hardwood floors and generously sized closets along with a second generously sized updated bathroom. Down the hall you will find the primary bedroom that boasts an updated bathroom suite, large closet and a charming wrap-around photo ledge. New roof installed November 2022 makes this home not only energy efficient but worry free. Downtown Mystic is known for its historic charm, waterfront views, and attractions like the Mystic Seaport Museum and Mystic Aquarium, making this property a blend of tranquility and access to vibrant local culture.
Type | Level |
---|---|
Bedroom 1 | Upper |
Full Bath | Main |
Full Bath | Upper |
Half Bath | Main |
Primary Bedroom | Upper |
Primary BR Suite | Upper |
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $504 | $504 | $504 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,594 | $2,561 | $3,322 |
Total Monthly Payment | $3,190 | $3,157 | $3,918 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.