Lake living at its finest! This 2 bedroom, 2 bathroom home on Lake Hartwell offers the perfect blend of comfort, convenience, and charm. With over an acre of land in total, this property boasts beautiful lake views from the home and your very own paved walkway leading to your private dock, just across the street. The possibilities are endless with multiple outbuildings, including a detached 2-car garage with electricity, a massive 28x14 building ready to be finished into a tiny home or entertainment space, and two storage buildings—one with a roll-up door, making it easy to house all your water toys. The expansive, extra-thick driveway offers ample space for parking boats, trailers, or even an 18-wheeler! Inside, the home has been updated with new carpet and gorgeous LVP flooring. With huge decks surrounding the home, you'll have plenty of outdoor space to entertain or just relax and soak in the lake views. This property is also an excellent short-term rental opportunity, perfect for football games, graduations, fishing tournaments, and more. Located near Coneross Park and Campground, with their own ramp and dock, this property is truly an oasis on the lake—all for under $300K. Don’t miss this incredible opportunity!
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$279,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $223,200 | $223,200 | $223,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.708% | 7.133% | 6.256% |
Monthly Tax Payment | $220 | $220 | $220 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,542 | $1,483 | $1,882 |
Total Monthly Payment | $1,837 | $1,778 | $2,177 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.