Welcome home to the most lovingly maintained, 3-bedroom, 2-bath, contemporary, ranch home offering you the best of everything - comfort, charm, ease of living, a wonderful neighborhood, privacy, and proximity to all. The first floor features hardwood floors throughout and a bright, comfortable living area with vaulted ceilings, a pellet stove and beautiful skylights. The dining area opens to a screened-in porch, a perfect space to enjoy three seasons. The galley-style kitchen has plenty of counter and cabinet space to cook and entertain. The bright and spacious primary bedroom features ample closets and an updated, full bath with a walk-in shower. Two additional oversized bedrooms and an updated full bath complete the first level. The finished lower level offers an expansive bonus space for a living area, playroom, home office, etc. , and has dedicated laundry and potential for 4th bedroom. A sweeping, level backyard adds the perfect finishing touch to create the outdoor living area of your dreams. New Trex deck (2020) gives you plenty of room for entertaining, stargazing, or just relaxing in the private yard. Updates include bathrooms, stonework, Trex deck, and a new 1000 gallon septic tank and new hot water heater. The fabulous location is just minutes away from shops, fitness centers, schools, restaurants, NY Presbyterian Hospital, Metro North train stations, golf, hiking and parks. Schedule a showing today! Additional Information: Amenities: Pedestal Sink, Stall Shower, Storage, HeatingFuel: Oil Above Ground, ParkingFeatures: 1 Car Attached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$629,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $503,200 | $503,200 | $503,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $870 | $870 | $870 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,390 | $3,344 | $4,244 |
Total Monthly Payment | $4,352 | $4,306 | $5,206 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.