Welcome to this move-in ready 1-bedroom apartment on the third floor, conveniently accessible by elevator. Upon entry, you're welcomed by a spacious living room with new plush carpeting and a private balcony. The kitchen effortlessly connects to the dining area, creating an open feel. The bedroom is generously sized with plenty of closet space, and the bathroom is equally spacious. Plus, the laundry room is conveniently located on the same floor. Parking spot #109 is included. Peekskill Towers is a meticulously maintained complex featuring an in-ground pool, picnic area with BBQ stations, and a community room equipped with a kitchen and library. Its location provides convenient access to highways, Metro North, and shopping. COOP financial requirements include a minimum 20% down payment, a maximum 30% debt-to-income ratio, a FICO score of 720 or higher, a minimum income of $75K, and at least 6 months' worth of maintenance fees in savings or liquid assets.
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Our Executive Mortgage Banker:
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$129,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $103,200 | $103,200 | $103,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $695 | $686 | $870 |
Total Monthly Payment | $770 | $761 | $945 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.