Why go through the hassle of building when you can move right into this brand new 2 bedroom, 1 and a half bath home with 1 car garage located in the rural community of Tropical Gulf Acres. This home offers open floor plan with great room concept and provides lots of flexibility in arranging your living space. Features include beautiful wood plank luxury vinyl flooring throughout, decorator light and fan fixtures, recessed lighting, and tray ceilings in the Great Room and master bedroom. The kitchen is equipped with granite counters, warm wood cabinetry, stainless appliances, pantry, built in buffet, and breakfast bar with pendant lights that opens to the Great Room for easy entertaining. Master bedroom has “jack and jill” bath with access to 2nd bedroom. Other features include impact resistant windows and laundry area in garage. Proximity to waterways, local beaches, dining, shopping, and golf courses makes this property ideal for the Florida lifestyle. Also, easy access to public parks with bike and walking trails and picnic areas, and boat ramps providing access to many waterways, the Peace and Myakka Rivers, beautiful Charlotte Harbor, and the Gulf of Mexico. And quick drive north to historic downtown Punta Gorda and popular Fishermen's Village with quaint shops and cafes. Head south to Fort Myers with lively downtown area and waterfront dining. And easy access to Interstate 75. Quiet community, yet all conveniences and amenities nearby.
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Our Executive Mortgage Banker:
Our Insurance Division:
$265,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $28 | $28 | $28 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,464 | $1,428 | $1,803 |
Total Monthly Payment | $1,567 | $1,531 | $1,906 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.