Welcome to this stunning 3-bedroom, 2-bathroom single-family home in the desirable Shores Community, right in the heart of St. Augustine! This meticulously maintained home offers a 2-car garage and a charming walkway leading up to the front door, which features an upgraded glass panel, flooding the grand foyer with natural light as you step inside. You'll love the new luxury vinyl plank flooring throughout the home, paired with tile for a stylish and durable finish. The spacious living area flows into a traditional separate dining room, perfect for hosting gatherings. The fully remodeled kitchen is a true showstopper, with beautiful white cabinetry, sleek granite countertops, elegant pull-out drawers, a gray tile backsplash, and all stainless steel appliances included. There's even an additional breakfast nook for casual dining. The primary suite is your personal retreat, complete with a walk-in closet and a private bath featuring a separate tub and a walk-in shower with a sliding glass door. Coastal-inspired ceiling fans add an airy touch to the home, providing both comfort and style. The guest bathroom, has a white vanity and a tub/shower combo, conveniently opens to the outdoor space. Step outside to the oversized lanai, where you can enjoy the fresh air under an upgraded coastal ceiling fan. The backyard is a gardener's paradise, filled with lush plants and plenty of space to cultivate your own green haven. Upgraded curtains and window treatments throughout the home add to the finished look. Living in The Shores Community means you have access to a wide range of amenities, including the Riverview Club with a swimming pool, playgrounds, a dock on the Intracoastal, cabana spaces for entertaining, and scenic walking paths. Large grassy areas provide the perfect backdrop for barbecues and outdoor fun. Enjoy living in a golf course community! The location is ideal, with schools just a short distance away and a vibrant, active community that offers endless activities. Don't miss the opportunity to live in one of St. Augustine's most well-known communities in this beautifully updated home!
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Our Executive Mortgage Banker:
Our Insurance Division:
$395,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $316,000 | $316,000 | $316,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $197 | $197 | $197 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,100 | $2,665 |
Total Monthly Payment | $2,374 | $2,372 | $2,937 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.