86 OYSTER SHELL Terrace, Ponte Vedra Beach, FL, 32081 | $521,910

This new construction Ellenwood home showcases our Coastal Elevation and offers a beautiful Paved Driveway and Entryway into your home, Luxury Vinyl Plank Flooring throughout the main living areas and Owner's Suite, 2-car garage with an added 4' Garage Extension and included Smart Home Package featuring a Ring Doorbell and Honeywell Thermostat. Greet friends and family in a formal Entryway and Foyer that leads into your beautiful Kitchen with Whirlpool Stainless-Steel Appliances, upgraded 42'' Upper White Cabinets, Quartz Countertops, and Café. Make indoor/outdoor entertaining a breeze with a spacious Gathering Room that leads to your Extended Covered Lanai. Find the additional space you need with a spacious Flex Room just off the foyer that can be utilized as an In-Home Office or Gym. The Owner's Suite features an En Suite Bathroom with a large Walk-In Closet, Dual-Sink Vanity with Soft Close White Cabinets, Private Water Closet, Linen Closet, and Walk-In Glass-Enclosed Shower.

Features

  • Amenities: Clubhouse, Dog Park, Fitness Center, Gated, Jogging Path, Park, Pickleball, Spa/Hot Tub, Tennis Court(s), Trash
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Gas Dryer Hookup, Washer Hookup
  • Style: Villa, Other
  • Year Built: 2024
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,529
  • HOA Fee: $470 Monthly
  • View: Pond
  • Adult Communities: Yes
  • Appliances: Dishwasher, Gas Cooktop, Gas Range, Microwave
  • MLS#: 2051088
  • Days on Market: 76 days
  • Website: https://www.raveis.com
    /prop/2051088/86oystershellterrace_pontevedrabeach_fl?source=qrflyer
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Listing courtesy of PULTE REALTY OF NORTH FLORIDA, LLC.

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

86 OYSTER SHELL Terrace, Ponte Vedra Beach, FL, 32081

$521,910

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $417,528 $417,528 $417,528
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.508% 7.171% 6.392%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,848 $2,775 $3,552
Total Monthly Payment $2,940 $2,867 $3,644

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.