Welcome to your next chapter! Perfect for 1st-time buyers, commuters & savvy investors, this expansive all-brick 2-family home offers a harmonious blend of comfort & convenience. Nestled on a peaceful, tree-lined street, this property boasts a generous yard ready for outdoor gatherings, gardening, or quiet relaxation. Each of the two oversized units features 2 bedrooms, complete with eat-in kitchens, formal dining rooms, & enclosed sun porches for year-round enjoyment. The rich warmth of hardwood floors extends throughout, & updated windows ensure a bright, energy-efficient living space complete with solar panels. The upper unit expands into a full finished attic, presenting additional living space & ample storage. The property also includes a full finished basement with a separate entrance & 5 versatile rooms, adding to its immense potential. With a detached 2-car garage plus a long driveway parking is never a concern. Take advantage of super low taxes & an excellent location close to trains, buses, shops, restaurants, and highways. This property is not just a house, it's an opportunity for a home, a smart investment, & a lifestyle of ease and accessibility. Add your personal touches, and the possibilities are limitless! Additional Information: Amenities: Storage, ParkingFeatures: 2 Car Detached,
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Our Executive Mortgage Banker:
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$875,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $700,000 | $700,000 | $700,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.795% | 6.472% | 5.966% |
Monthly Tax Payment | $981 | $981 | $981 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,030 | $4,367 | $5,860 |
Total Monthly Payment | $5,103 | $5,440 | $6,933 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.