Welcome to this fantastic townhouse in the highly sought-after North Andover! This charming home features 4 rooms, including 2 spacious bedrooms and 1. 5 baths. The updated kitchen boasts fully applianced stainless steel appliances, a tiled backsplash, and elegant quartz countertops. The sun drenched living has a big picture window and hardwood floors. Both bedrooms have been refreshed with new flooring, ceiling fans and closet organizers. While the full basement offers great potential for additional living space, washer and dryer which are included are there now. Enjoy efficient heating with a Veissmann two-zone gas boiler and nest thermostats. Relax on the deck overlooking a lovely outdoor space. Low condo fee and condition of this TH makes this a great opportunity to buy in North Andover. Nestled in a cul-de-sac near schools, parks, and highways, this home is perfectly located for convenience!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Laminate | 11.3 x 13.8 | Second |
Dining Room | Flooring - Hardwood | 12.5 x 8.5 | First |
Kitchen | Flooring - Wood, Dining Area, Deck - Exterior, Exterior Access, Remodeled, Slider, Stainless Steel Appliances, Gas Stove | 9.4 x 8.6 | First |
Living Room | Closet, Flooring - Hardwood, Window(s) - Picture, Recessed Lighting | 15.3 x 17.1 | First |
Master Bedroom | Ceiling Fan(s), Closet, Flooring - Laminate | 12.7 x 14.8 | Second |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,920 | $367,920 | $367,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $352 | $352 | $352 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,510 | $2,445 | $3,155 |
Total Monthly Payment | $2,937 | $2,872 | $3,582 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.