Just minutes from downtown Madison, local schools, and the beach, this Cape Cod-style home offers great space and flexibility, while located in a private setting up on a hill. When you walk in, you're greeted by an open foyer that creates a welcoming first impression and adds to the home's spacious feel. The layout flows nicely with an inviting and warm family room that features dormered windows, exposed beams, and a wood burning fireplace. The kitchen features a peninsula that seats four, a breakfast nook, and a formal dining room. The deck is conveniently located right off the kitchen, making it perfect for easy grilling and outdoor entertaining. The home also features a formal living room, offering a quiet retreat separate from the family room, perfect for a home office as well. First-floor laundry available in the half-bath, in addition to the laundry hookups in the basement. The first-floor primary bedroom features a walk-in closet and its own full en-suite bathroom. Upstairs, you'll find 3-4 bedrooms (one is a walkthrough) and a full bathroom. The finished basement offers additional living space with a rec room, an extra bedroom, and a full bathroom, with potential for an in-law suite. This space is an estimated 800sqft. The two-car garage has wiring for electric car charger and leads directly into the basement for easy access. This home is in a private location, yet just minutes from all Madison has to offer. The backyard offers plenty of shade and is easy to maintain, making it perfect for those who enjoy privacy and nature. Come see this gem today, you'll fall in love!
Type | Description | Level |
---|---|---|
Bedroom 1 | Wall/Wall Carpet | Upper |
Bedroom 2 | Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Upper |
Bedroom 4 | Bedroom Suite,Full Bath,Wall/Wall Carpet,Stall Shower | Lower |
Dining Room | Hardwood Floor | Main |
Eat-In Kitchen | Breakfast Bar,Breakfast Nook,Ceiling Fan,Pantry,Laminate Floor | Main |
Full Bath | Tub w/Shower,Tile Floor | Upper |
Great Room | Cathedral Ceiling,Beams,Fireplace,Hardwood Floor,Wide Board Floor | Main |
Half Bath | Laundry Hookup | Main |
Living Room | Hardwood Floor | Main |
Other | Wall/Wall Carpet | Upper |
Primary BR Suite | Bedroom Suite,Ceiling Fan,Full Bath,Tub w/Shower,Walk-In Closet,Wall/Wall Carpet | Main |
Rec/Play Room | Wall/Wall Carpet | Lower |
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NMLS Mortgage Loan Originator ID 793093
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $439,200 | $439,200 | $439,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $602 | $602 | $602 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,959 | $2,919 | $3,704 |
Total Monthly Payment | $3,653 | $3,613 | $4,398 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.