Lakefront Ranch on beautiful Lake Dutchess. Over 3, 000 sq ft, 3 bedrooms, 2. 5 baths. The expansive no step living area features exposed beams, skylights, floor to ceiling windows, stone wood-burning fireplace with efficient wood burning insert and full lake views. Updated Chef's kitchen, with dual wall ovens and a 5-burner gas stove, plus radiant heat floors. Primary Bedroom with custom built in storage and full bath. Two additional bedrooms and freshly updated hall bath. Deck that overlooks the lake, lovely for entertaining or relaxing. Easy lake access for swimming and boating. Great sunlight ideal for gardening enthusiasts. The spacious lower level provides overflow living space with a guest room and office option, and clean dry storage. The two-car garage includes an electric vehicle charging station, making this home both luxurious and functional. Whether you're soaking in the sun in the summer, enjoying the fall foliage, or cozying up by the fire in the winter, this home is designed for all seasons. Just 5 mins to I-84, and 684 and Taconic; 10 minutes train station and 15 minutes to the charming Village of Pawling. Only 70 minutes from NYC.
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Our Executive Mortgage Banker:
Our Insurance Division:
$850,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $680,000 | $680,000 | $680,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,126 | $1,126 | $1,126 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,861 | $4,242 | $5,692 |
Total Monthly Payment | $5,079 | $5,460 | $6,910 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.