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205 Ruby Road, Kingston, NY, 12401 | $775,000
Projected completion date Jan 24. Sitting on 2 wooded acres in the town of Kingston between Woodstock and Rhinebeck, this Bilevel has 3 bedrooms & 3 full baths, an open floor plan with kitchen, living room & dining room all on the main level. Main bedroom offers 2 walk in closets. The spacious lower level could offer the perfect set up for multi generational housing as it offers its own entrance & full bath. Central Heat/AC, Fireplace [propane], Bluetooth thermostat, 98% energy efficient propane fired furnace, 9ft ceilings throughout. Grey shaker cabinets are solid wood dovetail construction with extra-large 39-inch-tall wall cabinets with a white island and granite counter tops throughout. At this point you have time to choose your own granite counter tops. Hardwood wood floors throughout main level, tile bathrooms and vinyl life lock on lower level. The property itself is adjacent to hundreds of acres of wild forest preserve protected land. This land allows hiking, biking & hunting all in which are steps right outside your front door. Kayaking & fishing are 2 minutes away, thruway is 5 minutes away & Metro North is 15 minutes away. Home Depot and Lowes are 5 minutes away. The Hudson River, marinas & restaurants are all within 5 minutes. The property has a very Adirondack feel, yet you are 5 minutes away from everything.
Features
- Rooms: 11
- Bedrooms: 3
- Baths: 3 full
- Style: Bi-Level
- Year Built: 2025
- Garage: 2-car Attached
- Heating: Propane, Forced Air, Hydro Air
- Cooling: Central Air
- Basement: Finished, Full, Walk-Out Access
- Approx Sq. Feet: 2,300
- Acreage: 2
- Est. Taxes: $14,000
- Lot Desc: Level, Near Public Transit, Private
- View: Panoramic
- Elem. School: Chambers School
- High School: Kingston High School
- School District: Kingston
- MLS#: H6331489
- Days on Market: 24 days
- Website: https://www.raveis.com
/prop/H6331489/205rubyroad_kingston_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
205 Ruby Road, Kingston, NY, 12401
$775,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $620,000 | $620,000 | $620,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $1,167 | $1,167 | $1,167 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,125 | $4,121 | $5,229 |
| Total Monthly Payment | $5,384 | $5,380 | $6,488 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535