This charming single level home is perfectly situated on a beautifully landscaped double lot, featuring two bedrooms and one bathroom, along with modern renovations throughout. The bright, inviting interior is flooded with natural light, while the thoughtfully designed layout flows seamlessly, making it ideal for everyday living. The kitchen showcases newer cabinetry with under-cabinet and uplighting, complemented by sleek stainless steel appliances, granite countertops and a tile backsplash. The home retains it's charm with original hardwood flooring and gorgeous arched entrances. Upstairs, the unfinished space presents the potential to expand the living area, enhancing both value and functionality. Additional perks include efficient gas heating, central air, shed and spacious basement for ample storage. The backyard is equipped with a lovely patio, ideal for relaxation and outdoor gatherings. Conveniently located this property offers easy access to highways and shopping, beautifully blending practicality with charm.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | 10.2 x 11.7 | First |
Dining Room | Flooring - Hardwood, Lighting - Overhead | 10.6 x 14.6 | First |
Kitchen | Flooring - Hardwood, Countertops - Stone/Granite/Solid, Remodeled, Stainless Steel Appliances | 9.8 x 14.6 | First |
Living Room | Flooring - Hardwood | 13.3 x 15.1 | First |
Master Bedroom | Closet, Flooring - Hardwood, Lighting - Overhead | 9.9 x 14.0 | First |
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Our Executive Mortgage Banker:
Our Insurance Division:
$400,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $320,000 | $320,000 | $320,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,102 | $2,127 | $2,699 |
Total Monthly Payment | $2,548 | $2,573 | $3,145 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.