Very nice home located in the Beechwood Sun Community in Killingworth. This is a lovely home built in 1999 with all the features anyone could want. It has a 14' x 20' carport to keep your car out of the elements. The carport is attached to a new 13' x 20' covered deck where you can enjoy a warm drink on a crisp Fall day. Inside the home you will find a very open floor plan. The eating area, kitchen & living room all flow together to make a 14' x 28' room. The living room gets great sun and has wall to wall carpet. The kitchen & eating area are 13' x 14' and also receives good light. The kitchen has Oak Cabinets, plenty of counter space, a double sink and a lot of storage space. There are two large bedrooms, a full bath with a large shower and a half bath that is attached to the Primary Bedroom. Both the bedrooms are carpeted. The larger of the two bedrooms has a Murphy bed which is very nice because when the bed is not in use it can be folded up making it a large room to do whatever you want. The home is energy efficient with thermopane windows, storm doors, newer appliances, propane warm air heat & central air. There is also a 10' x 12' garden shed in the yard for extra storage. The association supplies a beautiful in ground pool and patio area for your Summer enjoyment as well as a large club house complete with a large kitchen, pool table & library. The club house is very active with things such as exercise classes & card games and it is available to be rented.
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | 13.0 x 13.0 | Main |
Eat-In Kitchen | Ceiling Fan,Double-Sink,Eating Space,Pantry,Vinyl Floor | 15.0 x 14.0 | Main |
Living Room | Ceiling Fan,Wall/Wall Carpet | 15.0 x 14.0 | Main |
Primary Bedroom | Ceiling Fan,Half Bath,Wall/Wall Carpet | 14.0 x 11.0 | Main |
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $140,000 | $140,000 | $140,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $198 | $198 | $198 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $931 | $930 | $1,181 |
Total Monthly Payment | $1,204 | $1,203 | $1,454 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.