Welcome to this charming and quaint 3 bedroom / 1. 5 Bath detached home nestled away in the heart of Woodlawn Heights featuring driveway parking and a 2 Car Garage. This wonderful home boasts an inviting enclosed Sun Room, spacious Living room, Formal Dining room plus a cozy Eat-in-Kitchen and powder room. This warm and inviting atmosphere, is highlighted by the original hardwood flooring, high ceilings and vintage details that evoke a sense of old-world charm. The second floor consists of the Primary bedroom plus two generously size bedrooms and a hall bathroom. The third floor is finished with additional living space that can be used as a Family room, Home office/gym or 4th Bedroom. The basement has great potential to make it your own, it has tons of storage plus access to the laundry and the utility room. The back yard is perfect to entertain and relax with your loved ones and enjoy the long Summer evenings. Some recent improvements include the Roof, Siding and Windows. Truly a commuters dream- just blocks to the metro north Train, Buses, PS 19 School, parks, major parkways and 25 minutes to Manhattan. This home is a canvas for your personal touch, the perfect place to call home with a unique blend of comfort, convenience and affordability!!! Additional Information: ParkingFeatures: 2 Car Detached,
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Our Executive Mortgage Banker:
Our Insurance Division:
$669,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $535,200 | $535,200 | $535,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $512 | $512 | $512 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,606 | $3,557 | $4,513 |
Total Monthly Payment | $4,210 | $4,161 | $5,117 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.