Walk to all! Enjoy Village living with this beautifully maintained home on desirable Gerlach Place, a one-block street known for neighborhood gatherings and playful afternoons. This delightful residence offers 3 bedrooms, 2. 5 baths, and an additional 336 sq ft in the lower level. The bright living room connects to the sun porch which is perfect for an office or playroom. This eco-friendly property features a butterfly garden and solar panels; utility bills are super low! Just a short walk from schools, the MNR train station, and two downtown shopping districts. This home is ideally positioned for both convenience and community connections. This Colonial gem is more than just a house; it's a home that offers a lifestyle of ease, comfort, and neighborly charm. Bike down to Manor Park, Stroll to Chatsworth School in 3 minutes, pop in for a bite at Stanz, walk to the farmer’s market on Saturday, this is the Village life. An enviable 37-minute commute to and from NYC! Additional Information: ParkingFeatures: 1 Car Attached,
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.750% | 6.500% | 6.000% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.844% | 6.597% | 6.158% |
Monthly Tax Payment | $2,652 | $2,652 | $2,652 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,602 | $6,068 | $8,101 |
Total Monthly Payment | $8,379 | $8,845 | $10,878 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.