Presenting a picture-perfect Cape in the desirable Darlington neighborhood, combining timeless charm with modern appeal. Greeted by the warmth of rich hardwood floors, the inviting living room features a classic brick fireplace, creating a cozy space for unwinding and relaxing. The sunlit dining room has room to gather comfortably, complete with a corner built-in cabinet. The updated kitchen features a functional center island with seating and ample cabinetry, offering both style and practicality. Just off the kitchen is a screened porch, providing a quiet spot to enjoy the changing seasons. The main level also offers a first floor bedroom which can easily serve as a home office or guest room. Upstairs, you'll find two generously sized bedrooms- each with hardwood floors, and a classic black & white tiled full bathroom. Outside, there's a nicely sized back yard with a patio, ideal for outdoor enjoyment. The property also includes a 1-car garage and low-maintenance vinyl siding, along with sidewalks that add to this home's charm. With the potential to finish the lower level for additional living space, and conveniently located close to shopping, dining, schools & parks, this classic Cape Cod home could be your perfect fit. Highest and Best due by 5: 00 on Monday 10/21/24.
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $308 | $308 | $308 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,128 | $2,126 | $2,698 |
Total Monthly Payment | $2,511 | $2,509 | $3,081 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.