|
15 Neck Road, Old Lyme (Neck Road), CT, 06371 | $799,000
Step back in time and into the charm of this meticulously maintained 1820s Colonial home, ideally situated near picturesque beaches. Nestled on Neck Road, this historic gem seamlessly blends period details with modern comforts, offering a unique blend of old-world charm and contemporary convenience. As you approach, be greeted by the classic New England facade framed by mature trees and manicured landscaping. Step inside to discover a beautifully updated interior, where historic touches such as wide plank floors, and original woodwork have been lovingly preserved. The heart of the home is a chef's dream - an updated kitchen featuring stainless steel appliances, granite countertops, ample cabinet space, and an oversized pantry. Adjacent, the spacious dining area beckons for intimate dinners or festive gatherings. Modern comfort is paramount with newly updated bathrooms that marry functionality with elegance, offering spa-like retreats with tiled showers and luxurious fixtures. For practicality and peace of mind, this home boasts recent upgrades including a new septic system, boiler, and chimney liner, ensuring efficiency for years to come. Enjoy year-round relaxation in the heated sunroom, where sunlight filters through large windows, creating a serene oasis perfect for morning coffee or afternoon reading. For those seeking a blend of history, character, and modern convenience, this Colonial home offers an unparalleled opportunity to own a piece of New England's stories. Outside, the property extends its allure with multiple outbuildings suited for a variety of uses - whether as a workshop, artist's studio, or additional storage space. The expansive yard offers endless possibilities for gardening, outdoor entertaining, or simply soaking in the coastal breeze. Located just minutes from area beaches, indulge in the quintessential coastal lifestyle with sandy shores and ocean vistas at your doorstep. Embrace the tranquility of seaside living while remaining conveniently close to local amenities and commuter routes.
Features
- Town: Old Lyme
- Rooms: 9
- Bedrooms: 5
- Baths: 2 full / 1 half
- Laundry: Main Level
- Style: Antique
- Year Built: 1820
- Garage: 2-car Detached Garage,Off Street Parking,Driveway
- Heating: Steam
- Cooling: Window Unit
- Basement: Full
- Above Grade Approx. Sq. Feet: 2,896
- Acreage: 1.84
- Est. Taxes: $7,037
- Lot Desc: Level Lot,Cleared
- Elem. School: Per Board of Ed
- High School: Per Board of Ed
- Appliances: Electric Range,Range Hood,Refrigerator,Dishwasher,Washer,Electric Dryer
- MLS#: 24052378
- Days on Market: 40 days
- Website: https://www.raveis.com
/eprop/24052378/15neckroad_oldlyme_ct?source=qrflyer
Listing courtesy of Kings of the House LLC
Room Information
| Type | Level |
|---|---|
| Bedroom 1 | Upper |
| Bedroom 2 | Upper |
| Bedroom 3 | Upper |
| Bedroom 4 | Upper |
| Dining Room | Main |
| Living Room | Main |
| Primary Bedroom | Upper |
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
Ray CashenPresident, William Raveis Attorney Network
203.925.4590
For homebuyers and sellers, our Attorney Network:
- Consult on purchase/sale and financing issues, reviews and prepares the sale agreement, fulfills lender
requirements, sets up escrows and title insurance, coordinates closing documents - Offers one-stop shopping; to satisfy closing, title, and insurance needs in a single consolidated experience
- Offers access to experienced closing attorneys at competitive rates
- Streamlines the process as a direct result of the established synergies among the William Raveis Family of Companies
15 Neck Road, Old Lyme (Neck Road), CT, 06371
$799,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $639,200 | $639,200 | $639,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
| Monthly Tax Payment | $586 | $586 | $586 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,360 | $4,248 | $5,481 |
| Total Monthly Payment | $5,038 | $4,926 | $6,159 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
CT Mortgage Correspondent Lender License 15524