Discover your dream home at 247-25 89th Ave! This beautifully maintained single-family residence is nestled in the heart of Bellerose, Queens known for its serene suburban charm and close-knit community atmosphere. The delightful home offers a spacious layout of three (3) bedrooms, two (2) full bathrooms across two levels and a full basement. Additionally it includes a private driveway, and an expansive outdoor haven perfect for activities, gardening, or simply enjoying the fresh air. Savor the advantage of low taxes, currently at $5, 171 annually, in the protected Tax Class 1. Upgrades include a brand new water heater. This two-story property spans approximately 1, 790 interior square feet including basement, and is situated on a generous 20 x 95-foot lot. Upon entering, you'll be greeted by a sun-filled living room with large picture windows, creating a warm and inviting space perfect for family gatherings or quiet evenings at home. Flow through the generous dining area which seamlessly blends with the kitchen which is fully equipped including dishwasher and providing ample cabinet space. Adjacent is a wonderful recently renovated full bathroom. Descend upstairs to three (3) sizable bedrooms, each offering plenty of closet space and natural light. Nearby is the second full bathroom with a tub. Bellerose's convenient proximity to major transportation options, including the Long Island Rail Road and key highways, ensures easy access to other parts of Queens and Manhattan. Along Jamaica Avenue, the neighborhood comes alive with a vibrant commercial district, offering an array of shops, cafes, and restaurants. This is an incredible opportunity to own an amazing starter home in an impeccable location. Don't miss your chance to call this Bellerose gem home! All material herein is intended for information purposes only and has been compiled from sources deemed reliable. Though information is believed to be correct, it is presented subject to errors, omissions, changes, or withdrawal without notice. Buyers are advised to verify all information.
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Our Executive Mortgage Banker:
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$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.339% | 7.017% | 6.120% |
Monthly Tax Payment | $431 | $431 | $431 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,679 | $3,679 | $4,688 |
Total Monthly Payment | $4,202 | $4,202 | $5,211 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.