62 Midwood Avenue, Smithtown (Nesconset), NY, 11767 | $849,000
Discover this stunning expanded ranch with meticulous attention to detail inside and out. A welcoming foyer brings a view through the open concept living area into the resort-like back yard. Updated kitchen offers ample space for family and friends to gather around the island with seating for six. Adjacent formal dining room and wet bar with wine frig are a perfect addition for entertaining guests. Bright and sunny family room extension boasts vaulted ceilings and a wall of windows with auto shades for easy light adjustments. The spacious living room, is open to the kitchen which makes large gatherings even more enjoyable. Elegant open staircase access to the multipurpose finished basement has enough space for office, den, and a gym. Primary bedroom features an en-suite full bath plus a full wall of closets and one additional bonus closet. And finally, the backyard oasis! It has everything you could want and space for even more! Expansive covered patio, free form heated salt pool with waterfall and lounging ledge, outdoor custom stack stone kitchen with 2 refrigerators and ample storage. There is even a Gazebo in the back of the yard that is perfect for a large hot tub or an additional covered seating area. And finally, storage galore in the two, well-hidden vinyl sheds. This move-in ready home is waiting for the next lucky owners to move in, unpack and enjoy all it has to offer!
Features
- Town: Smithtown
- Rooms: 9
- Bedrooms: 4
- Baths: 2 full
- Style: Exp Ranch
- Year Built: 1975
- Heating: Oil, Baseboard
- Cooling: Central Air, Ductless
- Basement: Crawl Space, Partial, Partially Finished
- Acreage: 0.43
- Est. Taxes: $18,447
- Lot Desc: Borders State Land, Level
- Elem. School: Tackan Elementary School
- Middle School: Great Hollow Middle School
- High School: Smithtown High School-East
- School District: Smithtown
- Pool: In Ground
- Appliances: Dishwasher, Dryer, Microwave, Oven, Refrigerator, Washer, Wine Cooler, ENERGY STAR Qualified Dryer, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Stove, ENERGY STAR Qualified Washer
- MLS#: 3581026
- Days on Market: 13 days
- Website: https://www.raveis.com
/prop/3581026/62midwoodavenue_smithtown_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
62 Midwood Avenue, Smithtown (Nesconset), NY, 11767
$849,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $679,200 | $679,200 | $679,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.821% | 6.396% | 5.990% |
| Monthly Tax Payment | $1,537 | $1,537 | $1,537 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,856 | $4,182 | $5,640 |
| Total Monthly Payment | $5,485 | $5,811 | $7,269 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535