YOU OWN THE LAND! WELCOME HOME to Paradise. You will feel like you are home upon entering this 2 bedroom, 2 bathroom home in a very nice 55+ community. You have a huge screened in lanai with a workshop/shed. There is crown molding all the way through this home, and the walls are drywall, not the typical walls in manufactured homes. There are rain gutters with leaf filters. The roof is one year old, AC is three years old. The water heater is 6 months old. The kitchen has lots of cabinets and beautiful countertops. The open floor plan allows you to entertain with ease. You would never feel like you're ignoring your guests. The Florida room is under air and open to the rest of the home. Such a cozy comfy area to sit and drink your coffee, read a book, or just relax. There is a bonus room that could be a den, or an office or just a nice place to watch television. THIS HOME COMES WITH EVERYTHING ALREADY DONE FOR YOU! The very low HOA fee includes a community pool, clubhouse, and shuffleboard courts. All within a few steps. Winter Haven has just about everything you can imagine. The Chain of Lakes if you like boating or fishing, Gyms, restaurants, shopping, churches, medical facilities, Theaters, Legoland, and so much more. Plus, you can get to either coast to enjoy the beaches within an hour and a half or less. Orlando attractions within an hour. Make your appointment now to see this amazing home. SO WHAT ARE YOU WAITING FOR? Let’s schedule a showing!
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Our Executive Mortgage Banker:
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $159,920 | $159,920 | $159,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $128 | $128 | $128 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,051 | $1,063 | $1,349 |
Total Monthly Payment | $1,254 | $1,266 | $1,552 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.