This Classic 1920 center-hall Colonial is set in Freeman Plat in the heart of the East Side! Step through the front door and be welcomed by the elegant front hall with original hardwood floors and custom millwork. To the left is a gracious front-to-back living room, complete with oversized windows and beautiful carved fireplace. Through a set of French doors is a spacious sunroom with a beadboard ceiling and a set of atrium doors that step to a brick patio. Across the hall is the dining room with a beautiful bay window. Adjacent is the ample eat-in kitchen with stone countertops, stainless appliances and rich, wood floor to ceiling cabinetry. Upstairs is a spacious primary suite with large windows, hardwood floors, and an ample walk-in closet. The en-suite bathroom has a double vanity, glass shower and soaking tub. Completing this level is another spacious bedroom, a study or third bedroom with built-in bookcases, and a full bathroom with shower. The home's third level contains a quaint bedroom with an attached full bathroom, both with beautiful views of the streetscape. The lower level includes a cozy family room, a fourth full bathroom, and a generous laundry room, alongside abundant storage space. Outside is a detached garage and a private patio surrounded by mature plantings making for a serene outdoor retreat. Perched on a leafy lot on Laurel Avenue, this house is perfectly situated to take advantage of the beauty and convenience of Providence's East Side.
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William Raveis Real Estate
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Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,020,000 | $1,020,000 | $1,020,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
Monthly Tax Payment | $717 | $717 | $717 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $5,712 | $6,280 | $8,470 |
Total Monthly Payment | $6,554 | $7,122 | $9,312 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.