NEAR-DOWNTOWN LOCATION! DESIRABLE WELL-ESTABLISHED COMMUNITY w/NO HOA! WONDERFUL LARGE BACKYARD! UPDATED WELL-CARED FOR HOME! ONE-CAR CARPORT + 2-CAR DETACHED GARAGE! GREAT PRICE FOR ALL! Just minutes from DOWNTOWN GREENVILLE, this location is near Greenville's large hospital system and just off the interstate to get you to all SC upstate cities. The community has no HOA which affords many options, especially considering this very large lot. In addition to the yard not backing to another home, it is also large enough for the present 2-car+ detached garage and a large, fenced area, which is ideal for children and pets' run & play, or a firepit and social area, or whatever. (This area formally had an above-ground pool, but sellers removed to leave this area for new owner's design and desire). There is also plenty of space for a large garden. There is a nice screen porch and a large deck to enjoy this spacious backyard. The home itself has been loved and cared for by the same owner for the last 20 years, with many updates/upgrades being added. Inside on the lower level there is an open floor plan with the cozy family room with gas-log fireplace open to the remodeled kitchen, with beautiful new light chestnut cabinetry, granite countertops and tile flooring. Lovely, updated carpeting is in the family room, while the remainder of the home has original hardwood floors, with the exception of the kitchen and bathrooms which have ceramic tile. This living area ½ bath is most attractive with the retro black and white tiling. Upgrades/updates include Updated kitchen-2015, 2 full baths updated-2017, updated HVAC-2018, new carpet and interior paint-2021, exterior paint on home and 2 car garage-2024. HSA one year Home Warranty provided. What a GREAT PRICE for all this 2, 000 SF +/- home in this AMAZING LOCATION! (If SF is important to buyer, buyer must verify. )
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $268,000 | $268,000 | $268,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $95 | $95 | $95 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,828 | $1,781 | $2,260 |
Total Monthly Payment | $1,998 | $1,951 | $2,430 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.