Welcome to 30 Kip Drive, a charming home nestled in a peaceful neighborhood in Fishkill, NY. Step into the inviting living room, where a large bay window bathes the space in natural light. The adjacent dining room offers built-in shelving and plenty of storage. The kitchen is designed for convenience, featuring a suite of brand new appliances, ample cabinetry, and access to a spacious 3-season room that overlooks the large, level backyard an ideal setting for outdoor gatherings and summer barbecues. The first floor boasts two generously sized bedrooms and a recently renovated full bathroom. Upstairs, you'll find two more well-sized bedrooms, including one with charming built-in beds complete with storage underneath, maximizing space and functionality. The basement provides ample storage space, a workshop area, and a laundry space, all set on a solid cement floor. This home comes with numerous updates, ensuring peace of mind for its future owners. Recent improvements include a new gas water heater, water softener, and sump pump, along with several electrical updates and new appliances. The furnace has been recently serviced and the chimney recently cleaned. The backyard features a new fire pit, perfect for cozy evenings, while 22 new arborvitae trees provide added privacy. The original hardwood floors have been stripped and sanded, and all the walls have been re-plastered and painted, giving the home a fresh and modern feel. Additionally, this home is equipped with central air, 200 amp electrical service, and a generator-ready hookup for added convenience. The garage has been updated with a new door mechanism. Conveniently located just minutes from Metro-North and close to major highways, this home is the epitome of convenience. Don't miss out on this incredible opportunity to own 30 Kip Drive schedule a showing today!
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Our Executive Mortgage Banker:
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $527 | $527 | $527 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,661 | $2,659 | $3,430 |
Total Monthly Payment | $3,280 | $3,278 | $4,049 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.