Welcome to this spacious 3 bedroom 2 bath expanded ranch situated on a shy acre lot on a dead end street. This lovely home offers a formal dining room, living room and updated kitchen with plenty of cabinet/storage space and granite countertops. The family room, which adjoins the kitchen, has a vaulted ceiling, fireplace insert and access to the backyard and deck. The laundry area is also conveniently located on the main level and most rooms have Pergo flooring. The partially finished basement, with outside entrance, offers a large work area, mechanicals and several finished rooms that can be used for additional living space or entertaining. The Budarus furnace is relatively new as is the CAC and 200 amp electric service panel. There is also a whole house water filter system, separate dry well for the gutters and well water with Casola filter. The landscaped backyard offers a beautiful 20x40 in-ground pool, coy pond, patio and shed. And, in addition to the 2 car garage, the large driveway can easily fit 4+ cars. Don't miss this opportunity to see all that this lovely home has to offer !, Additional information: Appearance: Very Good
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Our Executive Mortgage Banker:
Our Insurance Division:
$685,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $548,000 | $548,000 | $548,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 7.125% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.330% | 7.295% | 6.538% |
Monthly Tax Payment | $1,255 | $1,255 | $1,255 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,646 | $3,692 | $4,699 |
Total Monthly Payment | $4,993 | $5,039 | $6,046 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.