Discover the little known sweet neighborhood called ''The Avenues''! Close to the Rondout, Kingston Point, right beside The Hutton Brickyards for a concert and dinner, or experience the Rail Trail (just 5 blocks away). This two bedroom, two bath home is sited on an extra large corner lot. (With permitting Kingston may allow and ADU, garage or accessory building). Across the street is a large mowed Meadow. Light and bright with many windows in every room. Originally built in 1880 with an addition in the 1990s. This home features a first floor en suite with tons of closet space. The full bath has access door to a dining room and bedroom. There's a large pantry/linen/storage closet off the DR. Or use this room as a den, yoga studio, or an art space. Washer and new dryer on the first floor by the back door. Upstairs features a second en suite with ample closets and a large additional dressing room/office/craft room. This is a quiet neighborhood, minutes to midtown or uptown. Minutes to Midtown dining and UPAC. Close to the Hudson Valley Mall. A few blocks from Sojourner Truth State Park, Hasbrouck Park. This place is move-in ready. Freshly painted with new floors upstairs and down. A charming little deck off of the dining room where you can have your morning coffee or tea, or an evening refreshment. Improvements include: spray-foam insulation under one side, reinforced concrete bulkheads in the basement, French drains all around, and newer furnace and water heater, plus new humidistatic/temperature controlled attic fan. Meet for drinks and pizza at Sorry Charlie's, or wend your way on the trail right to Canada! Ha-ha. ! A pleasure to see and show.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $295,200 | $295,200 | $295,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $407 | $407 | $407 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,989 | $1,962 | $2,489 |
Total Monthly Payment | $2,471 | $2,444 | $2,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.