24 Reading Road, Patterson, NY, 12563 | $467,500

Welcome to Reading Road! Nestled on . 67 acres, this 3-bedroom, 2-bath home offers a serene retreat with its colonial design and inviting wrap-around porch, this property exudes warmth and character. On the main level, enter into a sunken living room with custom built in shelving and french doors to the porch. The open kitchen and dining room with wood burning fireplace is perfect for entertaining and easy living. The first floor full bath is perfectly situated outside the two bedrooms on the opposite side of the house providing privacy. Upstairs is dedicated entirely to the primary suite that includes a vaulted ceiling, a spacious primary bath, walk-in closets and its own bonus room. The flexible space with endless possibilities can serve as an office, a workout room, studio, or even a guest room. A few of the standout features of this property are the newly installed roof, backed by a 30-year transferable warranty, as well as the whole house water filtration system with black light and the reverse osmosis system for drinking water, ensuring peace of mind for years to come. The expansive outdoor space, with plenty of room for activities, gardening, sitting around the fire pit or simply enjoying nature, makes this a home retreat. Not to mention only being 4. 5 blocks away from Putnam Lake, there is so much available to you. This is a rare opportunity to own a home that combines space, charm, and modern amenities—schedule your visit today and prepare to fall in love! Additional Information: HeatingFuel: Oil Above Ground,

Features

  • Rooms: 7
  • Bedrooms: 3
  • Baths: 2 full
  • Style: Colonial
  • Year Built: 1940
  • Heating: Oil, Hot Water
  • Cooling: Wall/Window Unit(s)
  • Basement: Unfinished, Walk-Out Access
  • Approx Sq. Feet: 1,837
  • Acreage: 0.67
  • Est. Taxes: $9,753
  • Lot Desc: Near Shops
  • Elem. School: John F. Kennedy
  • Middle School: Henry H Wells Middle School
  • High School: Brewster High School
  • School District: Brewster
  • Appliances: Oil Water Heater, Cooktop, Dishwasher, Dryer, ENERGY STAR Qualified Appliances, Microwave, Refrigerator, Washer
  • MLS#: H6328622
  • Days on Market: 16 days
  • Website: https://www.raveis.com
    /prop/H6328622/24readingroad_patterson_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Keller Williams NY Realty   Phone: 914-437-6100

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Sarah DeFlorioVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1880936

347.223.0992

Sarah.DeFlorio@Raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

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Our Insurance Division:

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24 Reading Road, Patterson, NY, 12563

$467,500

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Sarah DeFlorio

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 347.223.0992

Sarah.DeFlorio@Raveis.com

NMLS Mortgage Loan Originator ID 1880936

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $374,000 $374,000 $374,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $813 $813 $813
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,520 $2,486 $3,154
Total Monthly Payment $3,408 $3,374 $4,042

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.