Welcome to Reading Road! Nestled on . 67 acres, this 3-bedroom, 2-bath home offers a serene retreat with its colonial design and inviting wrap-around porch, this property exudes warmth and character. On the main level, enter into a sunken living room with custom built in shelving and french doors to the porch. The open kitchen and dining room with wood burning fireplace is perfect for entertaining and easy living. The first floor full bath is perfectly situated outside the two bedrooms on the opposite side of the house providing privacy. Upstairs is dedicated entirely to the primary suite that includes a vaulted ceiling, a spacious primary bath, walk-in closets and its own bonus room. The flexible space with endless possibilities can serve as an office, a workout room, studio, or even a guest room. A few of the standout features of this property are the newly installed roof, backed by a 30-year transferable warranty, as well as the whole house water filtration system with black light and the reverse osmosis system for drinking water, ensuring peace of mind for years to come. The expansive outdoor space, with plenty of room for activities, gardening, sitting around the fire pit or simply enjoying nature, makes this a home retreat. Not to mention only being 4. 5 blocks away from Putnam Lake, there is so much available to you. This is a rare opportunity to own a home that combines space, charm, and modern amenities—schedule your visit today and prepare to fall in love! Additional Information: HeatingFuel: Oil Above Ground,
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $374,000 | $374,000 | $374,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $813 | $813 | $813 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,520 | $2,486 | $3,154 |
Total Monthly Payment | $3,408 | $3,374 | $4,042 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.