***HIGHEST AND BEST DUE WED 10/16 BY 7PM*** STUNNING turn-key home in Bishop Heights, Johnston. 3 Valley Drive is set on a manicured corner lot in a tucked-away, low-travel neighborhood. Surrounded by parks, rich landscapes, and reservoirs, it offers a slice of nature to the next owners. This entertainers' paradise features vaulted ceilings, central air, granite countertops, stainless steel appliances and a spacious open floor plan, perfect for hosting. Three beautifully appointed bedrooms are located conveniently down the hall from the full, modernized bathroom. Enjoy the finished lower level, complete with a half bath, space for a home gym, media room boasting surround sound and dry bar w/mini fridge all leading out to the resort style patio. There, a true private refuge can be found by the 3 year old above-ground pool, double decking and a newly fenced in backyard. Ideal for making summer memories and taking in all of the season's changing beauty from the top deck. A Tesla charger was recently added to the attached garage. This property comes with inground sprinklers fixed with AutoBugg technology which releases environmentally and pet friendly cedar oil for mosquito/pest control, simultaneously making lawn maintenance a breeze! Just minutes from the new Amazon Distribution Center in Johnston, the owners of this property can anticipate the numerous benefits this addition to the Town will bring for years to come! 20% Homestead Exemption available! This one won't last long!
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$500,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 401.474.4879
Whitney.Rugg@raveis.com
NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $400,000 | $400,000 | $400,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | $399 | $399 | $399 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,729 | $2,526 | $3,322 |
Total Monthly Payment | $3,220 | $3,017 | $3,813 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.