This charming full-brick 4-bedroom, 2-bathroom home sits on a spacious 1-acre lot in a peaceful country setting. Featuring a desirable split floor plan, the main living areas are enhanced by durable LVP flooring, with tile in the kitchen and carpet in most of the bedrooms. The recently updated kitchen boasts stunning quartz countertops, custom 42-inch soft-close cabinets and drawers with crown molding, and sleek stainless steel appliances. A versatile flex room offers additional living or office space. The HVAC system is only 4 years old. With no HOA or CDD fees, this property offers freedom and privacy. Located in an area with A-rated schools, and just minutes from I-95, River City Marketplace, Yulee, and only 40 minutes from the beach, this home combines rural tranquility with convenient access to city amenities. Don't miss this perfect blend of country living and modern comforts!
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Our Executive Mortgage Banker:
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$445,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $356,000 | $356,000 | $356,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.508% | 7.171% | 6.392% |
Monthly Tax Payment | $148 | $148 | $148 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,429 | $2,366 | $3,028 |
Total Monthly Payment | $2,652 | $2,589 | $3,251 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.