Welcome to Bailey Pond! This one-of-a-kind home perfectly melds rustic charm with lakefront living and could be your year-round oasis or the perfect rural getaway. The main level living space is nice and open, and invites the lake to be part of everyday enjoyment with the spectacular vaulted ceilings and wall of windows. Sliders to the large deck seamlessly connect the outside with the inside. Two of the bedrooms (both good size) are on the main level, along with a full bath with a tub/shower combination. The stairs going to the 3rd bedroom wind around the gorgeous fieldstone fireplace leading to a landing with a balcony overlooking the main living space. The upper level is perfect for a primary bedroom suite, tucked away with it's own full bath and elevated views of the water. A wood-burning stove in the living room will provide cozy winter nights, or utilize the pellet stove in the lower-level den to warm the entire house. The den also has sliders to the patio and backyard, both complete with fencing for your furry friends. The lot gently slopes down toward the water where you'll find a fire pit, a cold plunge bath, and a covered deck for enjoying the lake up close; having a meal, reading a book or sipping on your favorite beverage.
Type | Description | Level |
---|---|---|
Bedroom 1 | Hardwood Floor | Main |
Bedroom 2 | Hardwood Floor | Main |
Den | Pellet Stove,Patio/Terrace,Sliders,Concrete Floor | Lower |
Full Bath | Tub w/Shower | Main |
Full Bath | Stall Shower,Tile Floor | Upper |
Kitchen | Cathedral Ceiling,Softwood Floor | Main |
Living Room | Cathedral Ceiling,Ceiling Fan,Fireplace,Wood Stove,Sliders,Softwood Floor | Main |
Primary Bedroom | Bedroom Suite,Stall Shower,Interior Balcony,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $300,000 | $300,000 | $300,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $359 | $359 | $359 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,996 | $1,994 | $2,530 |
Total Monthly Payment | $2,430 | $2,428 | $2,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.