Welcome to this character-filled colonial in coveted central University area. Enter through an enclosed front porch leading into the open-concept main level. The roomy kitchen with stainless appliances seamlessly flows into flexible dining and living spaces, where a full wall of exposed brick and handsome hardwood floors throughout bring warmth and character to this charmer. The second level offers ample quarters providing three bedrooms and one shared bath. Choose your outdoor enjoyment whether catching the breeze in the screened in back porch, soak up the sun in the flat, private yard or meet neighbors in this very frontyard friendly street. Bikes w training wheels, strollers, friendly pups all welcome! Solar panels keep energy bills low, Nest thermostats provide 2-zones for customized comfort. Located only moments from trains, shops, restaurants and beaches. This quiet street is perfect for anyone looking to make the most of Fairfield living in any season. The comforts of home are calling in this sweet abode where a little TLC goes a long way.
Type | Level |
---|---|
Bedroom 1 | Upper |
Bedroom 2 | Upper |
Dining Room | Main |
Living Room | Main |
Primary Bedroom | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $518,400 | $518,400 | $518,400 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $711 | $711 | $711 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,493 | $3,445 | $4,372 |
Total Monthly Payment | $4,296 | $4,248 | $5,175 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.