Sweet property on 4. 31 secluded acres features a 4 bedroom Cape Cod with 3 full baths, 2, 506 total sf, and an attached 2 car garage residing on a pleasant cul-de-sac. This charming Cape offers an eat-in kitchen with white cabinetry, a dining area for casual dining, and a glass slider that opens to a two-tier deck with many backyard gardens to enjoy. The formal dining room showcases a beautiful tray ceiling and French doors that lead to the front foyer. Adjacent to the kitchen is the light-filled, spacious living room displaying several windows. Home further offers a main floor bedroom and 3 additional bedrooms on the upper level with a communal and primary full bath, a convenient laundry area, and office for remote working days. On the lower level is a full, partially finished basement that provides a sizeable family room that may also function as a recreation/media room. This is a lovely home situated on a private rear lot and is just minutes to Ledyard Center and town amenities.
Type | Description | Level |
---|---|---|
Bedroom 1 | Ceiling Fan,Wall/Wall Carpet | Main |
Bedroom 2 | Ceiling Fan,Wall/Wall Carpet | Upper |
Bedroom 3 | Wall/Wall Carpet | Upper |
Eat-In Kitchen | 9 ft+ Ceilings,Balcony/Deck,Ceiling Fan,Double-Sink,Eating Space,Sliders | Main |
Family Room | Built-Ins | Lower |
Formal Dining Room | French Doors,Hardwood Floor | Main |
Living Room | Ceiling Fan,Hardwood Floor | Main |
Office | Skylight,Ceiling Fan,Wall/Wall Carpet | Upper |
Primary Bedroom | Full Bath,Stall Shower,Wall/Wall Carpet | Upper |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $645 | $645 | $645 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,579 | $3,272 |
Total Monthly Payment | $3,300 | $3,298 | $3,991 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.