*This home qualifies for Ameris Bank $20K Assistance Program - Ask Agent for more information. * Come explore this 4 bd/2. 5 ba North Country Estates Customed Built Home situated on 1. 64 acreas with a fully stocked natural pond connected to the Trout River. As you make your way to the front door, you are welcomed with travetine flooring in the foyer and tile flooring throughout your entire home. Whether you are entertaing or just relaxing, you're bound to enjoy the openness from the Great Room, Living Room, Dining, and Kitchen. The great french doors leads you to the Bistro area. It's awesome for date night or chilling with a couple of friends. The dining area flows out to the spacious screened in lanai with direct pond views. This amazing home offers a split floor plan. The Principle bedroom has a sitting area, double walk-in closets, a spacious bathroom suite with a jetted garden tub and walk-in shower. The 3rd bedroom is a suite with full a bathroom. No HOA/CDD. Close to I295 & I95.
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Our Executive Mortgage Banker:
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$485,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $388,000 | $388,000 | $388,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.160% |
Monthly Tax Payment | $368 | $368 | $368 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,581 | $2,549 | $3,248 |
Total Monthly Payment | $3,024 | $2,992 | $3,691 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.