If youre looking for space in a prime Upper East Side location, youve found it! Welcome to 108 East 86th Street apartment 12N a four bed, three bath in a full service co-op with tons of light just steps away from express 4/5/6 station.
This is a rare one with all four exposures north south east west youve got them all. When you pair that with the generous 9. 5 foot ceilings, youre hit with light all day long.
The huge corner living room is the star of the show it has plenty of space for relaxing and dining and even features a wood burning fireplace.
The primary bedroom easily fits a king sized bed and has plenty of storage space with its built-ins and theres also an en suite windowed primary bath. Three additional bedrooms share two full baths so there wont be any fighting over the shower in the morning.
Throughout the apartment youll find exquisite chevron oak floors and the windowed kitchen is in fantastic shape with stainless steel appliances and an in-unit washer / dryer.
In addition to that W/D, theres another rarity privacy there are two units per floor. With the windowed hallway, as soon as you step off the elevator, this feels more like a home than an apartment.
108 East 86th Street is the quintessential pre-war Upper East Side co-op with a full time doorman, fitness center, bike room and private storage which is included in the purchase. Youre half a block from the 4/5/6 express stop and less than three blocks from the Q train. Pets, gifting, co-purchasing, pied-a-terres are allowed.
There is currently a monthly assessment of $408. 60 through Dec 2025 for Local Law 11.
All dimensions and measurements are estimates. We support Fair Housing. Please note that the video incorrectly states the W/D is vented. It is not but we believe a vent can be added.
Subletting is allowed for one year in a ten year period.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,520,000 | $1,520,000 | $1,520,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.250% | 6.000% | 5.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.797% | 6.108% | 5.805% |
Monthly Tax Payment | $0 | $0 | $0 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,394 | $9,113 | $12,521 |
Total Monthly Payment | $8,519 | $9,238 | $12,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.