Don't Miss This Opportunity to Own the Thoughtfully Designed & Upgraded Home, in the Beautiful Location, that you Always Wanted! Welcome Home and Fall In Love with 3 Pond Place, Babylon, in the Very Desirable Babylon Village & School District. In 2020 Your Bright & Stunning New Home Underwent a Super Extensive Rebuild. Currently this 1864 sf Home is 2 Bedroom, 2 Bathroom, with the Possibility of Converting to a 3 or Even 4 Bedroom. Among the Improvements are 2 High-End Bathrooms & High-End Kitchen, all with Quartz Countertops, plus Custom Cabinets & Upscale Stainless-Steel Appliances. Your Kitchen Includes a Breakfast Bar Seating Area, as well as Breakfast Nook Room off of the Kitchen, with Outside Entrance, which can be Optionally Used for Additional Den/Living Room Space, or to fit Any Other Needs. The Living Room/Den is a Generous Sized Space with Vaulted Ceiling and Fantastic Nature View Through the Oversized Andersen Windows. The XL Dining Room Will Allow you to Host Many Large Memorable Gatherings of Guests. The XL Primary Bedroom with Private Full Bath is Everything You Could Want in a Primary Suite. The Extensive Rebuild Project Included Very Thoughtful & Solid Engineering. The House was Taken Down to the Studs, a Large Existing Section of the Home was Removed, and a New 120 sf Section was Added. The Redesign Included New Wiring & Plumbing. The Entire Home Foundation was Reinforced with 23 Pilings Ranging from 21-27 Feet in Depth. Additional Reinforcements of Your Castle Include a Steel-Supported Main Beam, Sister Joists of all Floor Joints, Hurricane Clips on all Roof Joists, and a New Beam Running the Length of the Home-Supporting the Ceiling Joists. Further Design Improvements Include a New Water Line, Sewer Line Reviewed and Straightened, Additional Insulation Between all Joints & Studs (Including Ceiling & Floor), and Basement Sump Pump. HUGE Full Basement for TONS of Storage, and Additional XL Crawl Space. Additional Home Features Include Solid Oak Floors Throughout, Custom Lighting, Sophisticated 'Smart' Control for Lights, Door Lock, Heating/Cooling, 13 Security Cameras with Recording Capability, Flood/Fire/CO Detectors, In-Ground Irrigation System. Andersen Windows Throughout, Pull Down Attic Storage, and Portable Generator Connection. The Newer Roof, Windows, Siding, Insulation, etc. . . Will Afford You Many Years of Comfort, Security & Very Little Maintenance. The proximity to 'Southards Pond Park', and "Carlls River' (a beautiful 'stream') that Borders the Rear of the Property, Radiates Enjoyment and Serenity. Lovely Custom Pavers Front Porch and Backyard Patio. Attached 1 Car Garage with Access to Home Interior and Side Door. The Property is VERY Thoughtfully and Exceptionally Landscaped. Apply to Enjoy a Basic STAR Saving of $1, 019, or Enhanced STAR savings of $2, 590. Be sure to see the attached PDF Floor Plans. Computer Server is Excluded from Sale. , Additional information: Appearance: Diamond++, Separate Hotwater Heater: Yes
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $1,542 | $1,542 | $1,542 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,415 | $4,306 | $5,437 |
Total Monthly Payment | $6,049 | $5,940 | $7,071 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.