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10 Northgate Drive, #112 & 114, Spring Valley (Ramapo), NY, 10977 | $1,300,000
Discover an exceptional opportunity with this expansive approximate 3, 200 sq. ft. ground-level condo that includes a legal accessory unit, ideally situated in the sought-after Central Monsey Decatur Ave area. This versatile property features two connected units perfect for anyone, seeking additional space, multi-generational living, or legal rental potential. With a total of seven bedrooms, there's plenty of room for everyone complemented by 4/2 bathrooms for convenience. The layout of the main unit includes a generous kitchen and dining room, providing ample space for entertaining, Enjoy a playroom with second kitchen that leads to a charming front patio, ideal for outdoor relaxation. 4 bedrooms and 2. 5 bathrooms, A dedicated laundry room adds to the functionality, while interior access to a large unfinished basement with egress windows offers possibilities for additional living space or storage. The legal accessory unit has a cozy kitchen with a welcoming dining room, 3 inviting spacious bedrooms, 2 full bathrooms, and a separate unfinished walkout basement with egress windows, offering additional space and versatility. Low taxes and maintenance fees makes it the most affordable unit in in this desirable area. This property is surrounded by local amenities, schools, and parks, making it a perfect place to call home. Don't miss out on this incredible opportunity to own a spacious condo in Spring Valley!
Features
- Town: Spring Valley
- Parking: Parking Lot
- Heating: Natural Gas, Hot Water
- Cooling: Central Air
- Levels: 3
- Rooms: 12
- Bedrooms: 7
- Baths: 4 full / 2 half
- Laundry: In Unit
- Complex: North Gate Condos
- Year Built: 2014
- Common Charge: $150 Monthly
- Approx Sq. Feet: 3,198
- Acreage: 0.03
- Est. Taxes: $10,900
- Elem. School: Elmwood Elementary School
- High School: Spring Valley High School
- School District: East Ramapo
- Pets Allowed: No
- MLS#: H6331566
- Days on Market: 41 days
- Website: https://www.raveis.com
/prop/H6331566/10northgatedrive_springvalley_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
10 Northgate Drive, #112 & 114, Spring Valley (Ramapo), NY, 10977
$1,300,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,040,000 | $1,040,000 | $1,040,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.250% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.769% | 6.348% | 5.911% |
| Monthly Tax Payment | $908 | $908 | $908 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,824 | $6,403 | $8,636 |
| Total Monthly Payment | $6,857 | $7,436 | $9,669 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535