Wonderful opportunity to own this lovely 2 family home in the Village of Wappingers Falls. Both apartments are in very good condition. The covered front porch leads to the entry for access to both apartments. The main level features a 2 bedroom apartment with hardwood floors. Off the eat-in kitchen is a mudroom leading to outside. Access to the full walk-out basement is through the first floor apartment. There are a few rooms in the basement with plenty of storage space and a washer and dryer for the first floor unit. Upstairs is another 2 bedroom apartment with hardwood floors. The full bath has been redone and there is access to the walk up attic. This unit also has its own washer and dryer. Updates: oil burner is a few years old, gas stove on first floor 4 years, Upstairs hot water heater 4 years, windows 4 years, garage doors replaced. Plenty of parking in the very large driveway and detached 2 car garage. First floor is heated by oil and the second floor uses electric heat. Utilities are separate with 2 electric and 2 gas meters. This is a great home to either live in one unit and rent the other or rent both units. Take advantage of all the Village of Wappingers has to offer such as shops, restaurants, parks and County Players Theatre. Close to the train and schools. Shows very well. Don’t miss out on this move-in condition home. Property consists of 2 parcels. Additional Information: HeatingFuel: Oil Above Ground, ParkingFeatures: 2 Car Detached,
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NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $380,000 | $380,000 | $380,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $741 | $741 | $741 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,560 | $2,526 | $3,205 |
Total Monthly Payment | $3,376 | $3,342 | $4,021 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.