Charming Belle Harbor home on a 40x100' lot with private driveway and heated pool!
Upon entering this home through the double front doors, you are welcomed by a large floor plan that is highlighted with plenty of windows allowing sunlight to flood the first floor. The enclosed front porch has an oversized, beautiful bay window. This space is the perfect sitting area and also offers enough space for a home office as well. The living room is accented with a wood-burning fireplace that is surrounded by exposed brick and leads into the formal dining area. The dining area has sliders that lead out to the large back deck and pool. The windowed kitchen has stainless steel appliances, granite countertops, and a separate cozy eating nook which also has sliders which lead out to the backyard. In addition, this floor boasts a full bathroom and a bonus room that is currently being used as an office but can easily serve as a fourth bedroom or a den.
The second floor of this home has three bedrooms, one of which leads out to a pretty front terrace. There is also another full bathroom on this floor and access to a large attic for storage. The unfinished basement, which is currently being used for storage and laundry, can easily be finished to serve as a rec room.
The outdoor space for this home is magnificent! The large backyard boasts a pretty gazebo, heated, in-ground pool and plenty of greenery, including a gorgeous cherry-blossom tree. There is also a long private driveway and separate garage for extra parking or storage. Close to the beach, shopping, schools, and public transportation, which includes the NYC Ferry, this home is right where you need to be!
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Our Executive Mortgage Banker:
Our Insurance Division:
$999,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.625% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.795% | 6.472% | 5.966% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,601 | $4,986 | $6,690 |
Total Monthly Payment | $4,693 | $5,078 | $6,782 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.