Ranch-Style Home on 1. 9 Acres with Modern Comforts and Privacy!Welcome to 130 Frank Hitchcock Road in Cairo, NY, a beautifully maintained 3-bedroom, 2-bathroom ranch set on 1. 9 acres of tranquil land with no visible neighbors, offering the perfect blend of comfort and privacy. This 1, 800 sq. ft. home (excluding the basement) features a thoughtfully designed floor plan that includes a primary suite with a luxurious master bathroom, complete with a whirlpool tub, a separate walk-in shower, and a spacious walk-in closet. Two additional bedrooms share a hall bath with a shower/tub combination, ideal for family or guests. The heart of the home is the updated eat-in kitchen, providing plenty of space to cook and dine while enjoying views of the expansive backyard. Step outside to a screened-in porch and a deck, perfect for relaxing or entertaining in a peaceful outdoor setting. This home also boasts central air conditioning, ensuring year-round comfort. The attached garage provides convenient access to the basement, which is ready to be finished and transformed into additional living or sleeping space, thanks to its four full-size windows that let in natural light. Additional features include a cozy entryway with a closet, a dedicated laundry room, and a large backyard. Experience the best of country living with modern amenities and endless potential, all set on a spacious and private lot in the heart of Cairo. Don't miss your chance to make this charming property your own!
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Our Executive Mortgage Banker:
Our Insurance Division:
$385,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $308,000 | $308,000 | $308,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.490% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.681% | 6.678% | 6.034% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,101 | $1,945 | $2,558 |
Total Monthly Payment | $2,176 | $2,020 | $2,633 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.