Welcome to 244 Columbia Street, a contemporary light-filled town house in the heart of downtown Hudson. The house is situated a block away from lower Warren Street, literally steps away from Mel's Bakery, the Maker Hotel, and all the fabulous shops and hospitality venues that this vibrant neighborhood offers. This move in ready home, was newly constructed in 2011, and is being offered on the market for the first time by the original owners. This well built, high efficiency house benefits from floor to ceiling windows, whole house 'UltimateAir' ventilation system and spray foam insulation. The property is set back from the sidewalk, affording greater privacy than many houses on Columbia Street, and benefits from a large fully fenced rear garden with off-street parkingUpon entering through the front door, the ground floor features a large open plan kitchen / living space, with large windows to the front flooding the home with light. To the rear behind the kitchen, is an additional flexible use room, ideal as a dining room or an additional bedroom. From here, one has direct access to a small deck leading down to the back yard. The large rear garden is grassed and ready to use as is, or reinstate the owner's vegetable beds, or could be landscaped to your choice. The property line extends beyond the back fence to the alley, offering parking for at least two cars. Other properties have added a garage / studio to this space, which may be possible here too. A spacious half bathroom completes the ground floor, along with stairs down to the basement. Up the main staircase, one comes to the spacious landing, which leads to three bedrooms and the primary bathroom. Again, oversized windows to the front and side flood this floor with light. Importantly, and in addition to the two main floors, the house has an all but finished full basement with tall ceilings and two large windows, making it light and airy. This bonus space offers an additional approx. 650 sq ft of usable space, perfect for an additional family room, studio or workshop. It is currently plumbed for a washer / dryer. Situated just a 10 minute stroll from the Amtrak Station and in touching distance of Warren Street, 244 Columbia Street offers privacy and modern living while only a 2 hour drive or train ride to New York City.
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$459,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,474 | $2,441 | $3,097 |
Total Monthly Payment | $2,549 | $2,516 | $3,172 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.