Introducing this meticulously maintained and updated three-bedroom split in North Wilmington. This home sits on a professionally landscaped prime lot. Just minutes to interstate Rte 93 making it a commuters dream. The main level features an updated eat-in kitchen with a dining area with a slider to a deck, Quartz countertops, updated appliances, stove hood. The living room has hardwood floors, gas fireplace and bay window. Three good size bedrooms, abundant natural light and an updated full bath. Lower level family room features a gas fireplace, half-bath and laundry area. Oversized two car garage has ample storage. The main updates include: central air, new heating system with humidifier, new hot water tank, sprinkler system, newer roof, exterior and interior freshly painted, wonderful awning over deck. DON'T MISS THIS GEM. Added features to this beautiful home, 3-4 minute walk to Ipswich River Watershed Conservation Land. Enjoy winter fun ice skating on this pond. PRICED TO SELL!
Type | Description | Dimensions | Level |
---|---|---|---|
Bedroom 2 | Ceiling Fan(s), Closet, Flooring - Hardwood, Lighting - Overhead | 14.0 x 12.0 | First |
Bedroom 3 | Closet, Flooring - Wall to Wall Carpet, Lighting - Overhead | 12.0 x 12.0 | First |
Dining Room | Flooring - Stone/Ceramic Tile, Deck - Exterior, Slider | 14.0 x 12.0 | First |
Kitchen | Flooring - Stone/Ceramic Tile, Dining Area, Countertops - Stone/Granite/Solid, Countertops - Upgraded, Deck - Exterior, Exterior Access, High Speed Internet Hookup, Slider, Stainless Steel Appliances, Lighting - Overhead | 14.0 x 12.0 | Main,First |
Living Room | Flooring - Hardwood, Window(s) - Bay/Bow/Box, High Speed Internet Hookup, Lighting - Overhead | 16.0 x 14.0 | First |
Master Bedroom | Ceiling Fan(s), Closet/Cabinets - Custom Built, Flooring - Wall to Wall Carpet, Lighting - Overhead | 18.0 x 12.0 | Main,First |
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NMLS Mortgage Loan Originator ID 81725
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,999 | $639,999 | $639,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.750% | 6.625% | 5.750% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.300% | 6.802% | 5.990% |
Monthly Tax Payment | $683 | $683 | $683 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,151 | $4,098 | $5,315 |
Total Monthly Payment | $4,926 | $4,873 | $6,090 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.